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Verapace

Claims Intelligence for BI/Liability Demand Packages

For TPA BI claim adjusters

Turn every demand package into a source-linked, editable summary — in 45 minutes or less.

Accelerate demand package review. Strengthen every decision.

Want early access? We're talking to a small group of power users to make sure it's built right for them.

The problem

Too many files. Too much manual reading. Too little time. Too much risk of missing something buried in the records.

Review a 200-page BI demand without spending half your afternoon reading it.

The scale of the problem

The workload is already larger than the time available.

80-120

open files carried per BI/liability adjuster, at once

1,100+

pages — the largest demand package reported back to us so far

135 min

timed by hand, reviewing one real package start to finish

<45 min

Verapace's target turnaround for the same review

These are real, sourced figures (adjuster caseload data, our own manual timing test, and package sizes reported by adjusters) — not claimed customer outcomes. We'll add real performance metrics here once we have a live pilot to measure.

See it in action

A concise view of the full demand package.

Verapace

  • Claim Snapshot
  • Liability & Damages
  • Prior Medical History
  • Red Flags
  • Settlement Valuation
  • Source Pages

Red Flags & SIU Referral Checklist

4 of 7 flagged · Reviewed from full package

Treatment gap of 14+ days unexplained

Source page/section ref(s): p. 61

Prior injury or overlap found in medical history

Source page/section ref(s): p. 24, p. 108

Contradictory patient self-report across providers/visitsNEW

Source page/section ref(s): —

Billing exceeds usual & customary by more than 20%

Source page/section ref(s): p. 142

Every fact links back to its exact source page.

Verapace

  • Claim Snapshot
  • Liability & Damages
  • Prior Medical History
  • Red Flags
  • Settlement Valuation
  • Source Pages

Liability Position

Liability determination

Adverse driver failed to yield

p. 8

Comparative fault

Claimant speed disputed in carrier statement

p. 17

Policy limits

Bodily injury limit identified

p. 4

Applicable statute

Comparative negligence standard

p. 12

Coverage acknowledgment

Signed acknowledgment not found

Not found

The liability position, extracted and sourced to the exact page.

Verapace

  • Claim Snapshot
  • Liability & Damages
  • Prior Medical History
  • Red Flags
  • Settlement Valuation
  • Source Pages

Treatment Chronology

Jan 08 · Emergency department

p. 31

Initial evaluation

Jan 12 · Primary care

p. 46

Follow-up examination

Feb 02 · Physical therapy

p. 79

Treatment begins

Mar 01 · Treatment gap flagged

p. 104

27 days without documented care

340 pages of medical records, turned into one dated timeline.

Verapace

  • Claim Snapshot
  • Liability & Damages
  • Prior Medical History
  • Red Flags
  • Settlement Valuation
  • Source Pages

Prior Conditions

Lumbar pain

p. 118

Prior records overlap with claimed region

Shoulder complaint

p. 126

Listed in intake, omitted from demand narrative

Prior collision

p. 133

Referenced in provider history

Six years of history, checked against the claim in minutes.

Who It's For

Built for the claims team that reads the whole file, not just the medical records.

BI and liability adjusters at TPAs, working the files day to day

Claims supervisors keeping adjuster workloads on track

VPs of Claims Operations looking to cut review time without adding an IT project

And the files they're already carrying

Desks carrying 80 to 120 open files per adjuster

Full auto-liability packages, from the liability narrative to the wage-loss paperwork

What gets extracted from every package

Every demand package is broken into the categories that actually drive your decision.

Liability PositionInjury & TreatmentBilling vs. U&CWage Loss

What you get

Four ways it accelerates the review.

Source-Linked, Always

Every fact links back to its exact page, so nothing is trusted blindly.

45-Minute Turnaround

What takes 2 to 4 hours by hand comes back the same day.

Zero IT Setup

Upload or email in. No CMS integration, no procurement cycle.

Red Flags, Surfaced First

Gaps, anomalies, and outliers flagged before you even start reading.

How it works

Three steps, no technology project.

1

Upload the Package

Send the complete demand package by upload or email.

2

Review the Summary

Receive the one-page review within 45 minutes, with every fact linked to its source page.

3

Decide and Evaluate

Use the one-page review for straightforward files or the Full Review Reference when deeper review is needed. Keep your own claims judgment.

Questions

What adjusters ask first.

Do we need CMS or Guidewire integration to get started?

No. The initial workflow uses upload or email-in, so that your team can start right away.

How quickly can we start?

A design-partner TPA can begin with discovery calls, followed by a manual test run on approximately 5 real files.

What does the one-page review cover?

It covers liability, injuries and treatment, billing, and wage loss across the full demand package.

Does this replace the adjuster's judgment?

No. The product surfaces and organizes facts. The adjuster remains responsible for reviewing the file and making claims decisions.

Why not just use ChatGPT?

ChatGPT can summarize a document, but it can't show you exactly where in a 200-page package each fact came from, and it can hallucinate. Every conclusion Verapace surfaces links back to its exact source page, so you can verify it before you trust it — this isn't a ChatGPT wrapper, it's built to be audited.

What happens when a claim needs deeper review?

Straightforward files can use the one-page review. More complex files can also receive a Full Review Reference.

How do I verify the information?

Every fact is linked to its exact source page, and the one-page review is fully editable by the adjuster.

How do you validate that it works for our team?

The first test uses approximately 5 real files to compare the one-page review with the adjuster's own read for accuracy and time saved.

First week

A practical first phase, not a long implementation.

  • A manual Word-template test on about 5 real files.
  • Accuracy and time savings checked against the adjuster's own read.
  • In our own manual test using the Full Review Reference worksheet, one real demand package took 135 minutes to review by hand — Verapace's target is under 45.
  • Adjuster feedback before broader rollout, with no CMS or Guidewire integration.

Accelerate claim review while keeping every fact traceable to its source page.

Want early access? We're talking to a small group of power users to make sure it's built right for them.